Frequently Asked Questions

As a rule of thumb we would suggest 6 to 12 months before your preferred retirement date. However if you are considering retiring but not quite ready to retire yet, you should contact us to discuss your options and help you determine whether it is affordable to retire and whether any changes are necessary to your existing pension provision.

There is no set amount that means you can afford to retire, this is because everybody has different circumstances and expenditure in retirement. Some people live very comfortably in retirement with relatively small pensions, and some people require much larger pensions to fund their lifestyle costs and bills. Our advisers can run forecasts for you and help determine whether or not you have a sufficient amount of pension provision to fund the retirement you wish for.